For now, pay only the minimum on your credit cards; prioritize building up to $1,000 in a savings account. Then you'll be better prepared for the surprises—a burst pipe, car repairs—that got you into debt in the first place. Use these strategies to get there faster.
• Take on part-time work. Commit to a few hours a week to help you set aside some cash.
Here are some more great ideas for building up an emergency fund from All You Magazine.
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